> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.spliiit.com/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# Why have I been charged before the owner accepts my application?

When you send a subscription request to an owner, a pre-authorization of payment is made with your bank to verify that the payment method is valid.

****You will not be charged until the owner accepts your request.****

Pre-authorizations are not real debits. Some banks show them in your debits, but these transactions are automatically deleted. The delay depends on the bank.