> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.spliiit.com/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# When will I be charged?

### Payment by credit card

When you send your subscription request to an owner, a pre-authorization of payment is made with your bank to check that the payment method is valid.

****You will not be charged until the owner accepts your request.****

If you cancel your subscription request before the owner responds, you will not be charged.

| Pre-authorizations are not real debits. Some banks show them in your debits, but these transactions are automatically deleted. The delay depends on the bank.
### Payment by wallet

When you send your subscription request to an owner, the amount is put on hold in your wallet.

****Your wallet will only be charged when the owner accepts your request.****

If you cancel your subscription request before the owner responds, the pending amount will be credited back to your wallet.

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You can also read the article [How do I cancel my subscription request?](/en/article/how-do-i-cancel-my-subscription-request-10irmuu/)